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Visa® Platinum Credit Card
7.50% APR

The Simmons Bank Visa® Platinum credit card has been named “Best Low Interest Credit Card in America” by Credit.com.
Apply NOW and get platinum status at an incredibly low rate!

Global Acceptance
Your Visa® Platinum credit card may be used to obtain cash on a 24-hour basis from Automated Teller Machines (ATMs) worldwide where Visa® is accepted. ATMs and electronic systems require a Personal Identification Number (PIN). A PIN will be assigned to your card. Cash advances are available at financial Institutions where Visa® credit cards are accepted. For more information, call 1-800-272-2102.

Travel Insurance
All cardholders are covered with Travel Accident Insurance. Visa® Platinum credit card coverage is $1,000,000. This is an accidental death and dismemberment coverage that applies when common carrier tickets (airline, rail bus, cruise line, etc.) are purchased with your Visa® Platinum credit card and a covered loss occurs as a result of travel on the common carrier. This feature is provided at no additional cost to the cardholder

Car Rental Loss/Damage Waiver
(covering collision, theft and vandalism) Visa® Auto Rental Insurance provides coverage for damage due to collision or theft up to the actual cash value of most rental cars when certain terms and conditions are met. The cardholder must initiate and complete the entire rental transaction with a covered Visa® credit card and decline the auto rental company's collision damage waiver (CDW/LDW) option, or similar provision, if offered by the auto rental company. Auto Rental Insurance is available worldwide on a 24-hour basis unless precluded by law or in violation of the territory terms of the rental agreement. Other restrictions, limitations and exclusions may apply.


This service is available to Visa® Platinum credit cardholders who are traveling and have reported their Visa® credit card to be lost or stolen.

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