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Savings and Money Markets

Account Type More Info Minimum Opening Balance Monthly Service Charge Minimum Balance to Avoid Service Charge Minimum Balance to Earn Interest
Money Market Savings show/hide $100 $10 $2,500 $0

Account Benefits/Features
  • Interest-bearing limited transaction account 
  • Six (6) FREE withdrawals per month
    • Additional withdrawals $3 per item
  • 50 FREE deposited items per month
    • Additional deposited items $.25 per item
  • Simmons Bank Anywhere Online Banking
  • Simmons Bank ATM 
  • Simmons Bank 24-Hour Telephone Banking Service
  • Monthly paper statement with images or enroll to receive eStatement with images 
  • Free notary service
Benefits and features subject to customer qualification and approval by Simmons Bank.

To learn more, please contact a Financial Services Representative at any of our convenient locations.
    High Yield Money Market Investment show/hide $100 $15 $20,000 $0

    A money market checking account that gives you a higher rate of interest for maintaining a higher balance. 

    Account Benefits/Features
    • Interest-bearing limited transaction account 
    • Six (6) FREE withdrawals per month
      • Additional withdrawals $3 per item
    • 50 FREE deposited items per month
      • Additional deposited items $.25 per item
    • Simmons Bank Anywhere Online Banking
    • Simmons Bank ATM
    • Simmons Bank 24-Hour Telephone Banking Service
    • Monthly paper statement with images or enroll to receive eStatement with images 
    • Free notary service
    Benefits and features subject to customer qualification and approval by Simmons Bank


    To learn more, please contact a Financial Services Representative at any of our convenient locations.

    Regular Savings show/hide $100 $5 $100 $0

    An interest bearing, basic savings account that provides a simple and secure way to save money and earn interest..

    Account Benefits/Features

    Benefits and features subject to customer qualification and approval by Simmons Bank


    To learn more, please contact a Financial Services Representative at any of our convenient locations.

    Youth Savings show/hide $10 $0 $0 $0

    An interest bearing, basic savings account that provides a simple and secure way for account holders under the age of 18 to save money and earn interest.

    Account Benefits/Features

    Benefits and features subject to customer qualification and approval by Simmons Bank

    To learn more, please contact a Financial Services Representative at any of our convenient locations.

    Health Savings show/hide $100 $3 N/A
    $0

    As health care costs continue to rise, many employers are learning about a smart way to save for these expenses. A Health Savings Account (HSA) is a tax advantaged account that can be funded by an employer, the employee, or another qualified party. Contributions to the account are tax deductible (up to the annual contribution limit), and the HSA may accrue interest on a tax- deferred basis. Also, account withdrawals to pay for qualified health expenses are tax-free, providing participants with significant tax savings. An HSA may be portable between employers.

    Account Benefits / Features

    Benefits and features subject to customer qualification and approval by Simmons Bank.

    For more information about Simmons Bank Health Savings account visit Frequently Asked Questions or contact a Financial Services Representative at any of our convenient locations.

    Christmas Club show/hide $5 $0 N/A $0

    An interest bearing savings club account that helps save for the holidays.

    Account Benefits/Features

    If account is closed before interest is credited, customer forfeits any accrued interest.

    To learn more, please contact a Financial Services Representative at any of our convenient locations.

     

    For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.