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Savings and Money Markets

Account Type More Info Minimum Opening Balance Monthly Service Charge Minimum Balance to Avoid Service Charge Minimum Balance to Earn Interest
Money Market Savings show/hide $100 $10 $2,500 $0

Account Benefits/Features
  • Interest-bearing limited transaction account 
  • Six (6) FREE withdrawals per month
    • Additional withdrawals $3 per item
  • 50 FREE deposited items per month
    • Additional deposited items $.25 per item
  • Simmons Bank Anywhere Online Banking
  • Simmons Bank ATM 
  • Simmons Bank 24-Hour Telephone Banking Service
  • Monthly paper statement with images or enroll to receive eStatement with images 
  • Free notary service
Benefits and features subject to customer qualification and approval by Simmons Bank.

To learn more, please contact a Financial Services Representative at any of our convenient locations.
    High Yield Money Market Investment show/hide $100 $15 $20,000 $0

    A money market checking account that gives you a higher rate of interest for maintaining a higher balance. 

    Account Benefits/Features
    • Interest-bearing limited transaction account 
    • Six (6) FREE withdrawals per month
      • Additional withdrawals $3 per item
    • 50 FREE deposited items per month
      • Additional deposited items $.25 per item
    • Simmons Bank Anywhere Online Banking
    • Simmons Bank ATM
    • Simmons Bank 24-Hour Telephone Banking Service
    • Monthly paper statement with images or enroll to receive eStatement with images 
    • Free notary service
    Benefits and features subject to customer qualification and approval by Simmons Bank


    To learn more, please contact a Financial Services Representative at any of our convenient locations.

    Regular Savings show/hide $100 $5 $100 $0

    An interest bearing, basic savings account that provides a simple and secure way to save money and earn interest..

    Account Benefits/Features

    Benefits and features subject to customer qualification and approval by Simmons Bank


    To learn more, please contact a Financial Services Representative at any of our convenient locations.

    Youth Savings show/hide $10 $0 $0 $0

    An interest bearing, basic savings account that provides a simple and secure way for account holders under the age of 18 to save money and earn interest.

    Account Benefits/Features

    Benefits and features subject to customer qualification and approval by Simmons Bank

    To learn more, please contact a Financial Services Representative at any of our convenient locations.

    Health Savings show/hide $100 $3 $0 $0

    As health care costs continue to rise, many employers are learning about a smart way to save for these expenses. A Health Savings Account (HSA) is a tax advantaged account that can be funded by an employer, the employee, or another qualified party. Contributions to the account are tax deductible, and the HSA may accrue interest on a tax- deferred basis. Also, account withdrawals to pay for qualified health expenses are tax-free, providing participants with significant tax savings. An HSA may be portable between employers.

    Account Benefits/Features

    Benefits and features subject to customer qualification and approval by Simmons Bank.

                       
    For more information about Simmons Bank Health Savings account visit Frequently Asked Questions or contact a Financial Services Representative at any of our convenient locations.

    Christmas Club show/hide $5 $0 N/A $0

    An interest bearing savings club account that helps save for the holidays.

    Account Benefits/Features

    If account is closed before interest is credited, customer forfeits any accrued interest.

    To learn more, please contact a Financial Services Representative at any of our convenient locations.

     

    For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.