Credit Cards

For more information on some of the nation's best credit cards, click on the Show/Hide button of the card. 

Account Type More Info APR for Purchases & Balance Transfers Annual Fee Rewards

Visa Platinum

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7.25% Variable APR

$0

No

The Simmons First Visa Platinum credit card has been named "Best Low Interest Credit Card in America" by Credit.com. Apply NOW and get platinum status at an incredibly low rate!

Take advantage of these features:
Global Acceptance
Your Visa Platinum credit card may be used to obtain cash on a 24-hour basis from Automated Teller Machines (ATMs) worldwide where Visa is accepted. ATMs and electronic systems require a Personal Identification Number (PIN). A PIN will be assigned to your card. Cash advances are available at financial Institutions where Visa credit cards are accepted. For more information, call 1-800-272-2102.


Travel Insurance
All cardholders are covered with Travel Accident Insurance. VISA Platinum credit card coverage is $1,000,000. This is an accidental death and dismemberment coverage that applies when common carrier tickets (airline, rail bus, cruise line, etc.) are purchased with your VISA Platinum credit card and a covered loss occurs as a result of travel on the common carrier. This feature is provided at no additional cost to the cardholder.

Car Rental Loss/Damage Waiver(covering collision, theft and vandalism) VISA Auto Rental Insurance provides coverage for damage due to collision or theft up to the actual cash value of most rental cars when certain terms and conditions are met. The cardholder must initiate and complete the entire rental transaction with a covered VISA credit card and decline the auto rental company's collision damage waiver (CDW/LDW) option, or similar provision, if offered by the auto rental company. Auto Rental Insurance is available worldwide on a 24-hour basis unless precluded by law or in violation of the territory terms of the rental agreement. Other restrictions, limitations and exclusions may apply.

*Services offered to VISA Platinum, VISA Gold, and Visa Classic credit cardholders only.

EMERGENCY CASH AND CREDIT CARD REPLACEMENT
This service is available to all VISA credit cardholders who are traveling and have reported their VISA credit card
to be lost or stolen.

Online or Printable Application Visa Platinum

Request an Application

Visa Platinum Rules

Visa Platinum Rewards show/hide 9.25% Variable APR $0 Yes

Cardholders receive one point per net dollar spent on their VISA Platinum Rewards credit card. Redeem your points for any U.S. based airline ticket with no blackout dates and no seating restrictions. Reward points can also be used for vacation packages, merchandise, gift cards, cash back awards and more, while still enjoying great card benefits including travel insurance, emergency cash and emergency card replacement.

The Rewards Program offers a one-stop process for redemption and is supported by a toll free customer service number.  Call 866-469-3632 or click here to Redeem Points.

Take advantage of these features:
Global Acceptance
Your Visa Platinum Rewards credit card may be used to obtain cash on a 24-hour basis from Automated Teller Machines (ATMs) worldwide where Visa is accepted. ATMs and electronic systems require a Personal Identification Number (PIN). A PIN will be assigned to your card.
Cash advances are available at financial Institutions where Visa credit cards are accepted. For more information, call 1-800-272-2102.

Travel Insurance
All cardholders are covered with Travel Accident Insurance. VISA Platinum Rewards credit card coverage is $1,000,000.  This is an accidental death and dismemberment coverage that applies when common carrier tickets (airline, rail bus, cruise line, etc.) are purchased with your VISA Platinum Rewards credit card and a covered loss occurs as a result of travel on the common carrier. This feature is provided at no additional cost to the cardholder

Car Rental Loss/Damage Waiver (covering collision, theft and vandalism) VISA Auto Rental Insurance provides coverage for damage due to collision or theft up to the actual cash value of most rental cars when certain terms and conditions are met. The cardholder must initiate and complete the entire rental transaction with a covered VISA credit card and decline the auto rental company's collision damage waiver (CDW/LDW) option, or similar provision, if offered by the auto rental company. Auto Rental Insurance is available worldwide on a 24-hour basis unless precluded by law or in violation of the territory terms of the rental agreement. Other restrictions, limitations and exclusions may apply.

EMERGENCY CASH AND CREDIT CARD REPLACEMENT
This service is available to all VISA credit cardholders who are traveling and have reported their VISA credit card
to be lost or stolen.

Online or Printable Application Visa Platinum Travel Rewards

Request an Application

Visa Platinum Rewards Rules

Visa Gold Select

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10.25% Variable APR

$0

No

A Simmons First VISA Gold Select credit card gives you more than just an emergency expense tool.


Global Acceptance

Your Visa Gold Select credit card may be used to obtain cash on a 24-hour basis from Automated Teller Machines (ATMs) worldwide where Visa is accepted. ATMs and electronic systems require a Personal Identification Number (PIN). A PIN will be assigned to your card.
Cash advances are available at financial Institutions where Visa credit cards are accepted. For more information, call 1-800-272-2102.

Travel Insurance

All cardholders are covered with Travel Accident Insurance. VISA Classic credit card coverage is $400,000.  This is an accidental death and dismemberment coverage that applies when common carrier tickets (airline, rail bus, cruise line, etc.) are purchased with your VISA Gold Select credit card and a covered loss occurs as a result of travel on the common carrier. This feature is provided at no additional cost to the cardholder. 


Car Rental Loss/Damage Waiver
(covering collision, theft and vandalism) VISA Auto Rental Insurance provides coverage for damage due to collision or theft up to the actual cash value of most rental cars when certain terms and conditions are met. The cardholder must initiate and complete the entire rental transaction with a covered VISA credit card and decline the auto rental company's collision damage waiver (CDW/LDW) option, or similar provision, if offered by the auto rental company. Auto Rental Insurance is available worldwide on a 24-hour basis unless precluded by law or in violation of the territory terms of the rental agreement. Other restrictions, limitations and exclusions may apply.


EMERGENCY CASH AND CREDIT CARD REPLACEMENT
This service is available to all VISA credit cardholders who are traveling and have reported their VISA credit card
to be lost or stolen.  

Online or Printable Application Visa Gold Select

Request an Application

Visa Gold Rules

Visa Classic show/hide 10.25% Variable APR $0 No

A Simmons First VISA Classic credit card gives you more than just an emergency expense tool.

Global Acceptance
Your Visa Classic credit card may be used to obtain cash on a 24-hour basis from Automated Teller Machines (ATMs) worldwide where Visa is accepted. ATMs and electronic systems require a Personal Identification Number (PIN). A PIN will be assigned to your card. Cash advances are available at financial Institutions where Visa credit cards are accepted. For more information, call 1-800-272-2102.

Travel Insurance
All cardholders are covered with Travel Accident Insurance. VISA Classic credit card coverage is $150,000.  This is an accidental death and dismemberment coverage that applies when common carrier tickets (airline, rail bus, cruise line, etc.) are purchased with your VISA Classic credit card and a covered loss occurs as a result of travel on the common carrier. This feature is provided at no additional cost to the cardholder.

Car Rental Loss/Damage Waiver covering collision, theft and vandalism) VISA Auto Rental Insurance provides coverage for damage due to collision or theft up to the actual cash value of most rental cars when certain terms and conditions are met. The cardholder must initiate and complete the entire rental transaction with a covered VISA credit card and decline the auto rental company's collision damage waiver (CDW/LDW) option, or similar provision, if offered by the auto rental company. Auto Rental Insurance is available worldwide on a 24-hour basis unless precluded by law or in violation of the territory terms of the rental agreement. Other restrictions, limitations and exclusions may apply.

 

Online or Printable Application Visa Classic

Request an Application

Visa Classic Rules

SIMMONS FIRST CARD ALERTS
Simmons First Card Alerts allows you to receive instant text and email notifications when your registered cards are used in ways that could be indicators of a lost or stolen card or fraudulent activity. Protect up to 10 Simmons First credit cards and Classic Checking debit cards with preferences that you set up and add up to 10 mobile numbers to receive the alerts. There is no fee to register*. LEARN MORE

The credit cards we offer online are for personal use only. We also have a full line of products for business use within Simmons First National Bank trade area. To request an application for a business credit card account, click here.

Visa Security Sense provides cardholders tips with practical know-how for protecting account information and resolving unauthorized card use. 

Visa's site is intended to empower cardholders with information to prevent fraud, avoid deceptive marketing practices, and learn about important protections and resources available to them.

Check out the site today at www.visasecuritysense.com