| Account Type | More Info | APR for Purchases & Balance Transfers | Annual Fee | Rewards |
|---|
| Visa Platinum | show/hide | 7.25% Variable APR | $0 | No |
A Simmons First VISA Platinum credit card gives you more than just an emergency expense tool.
Take advantage of these features:
Global Acceptance
Your Visa Platinum credit card may be used to obtain cash on a 24-hour basis from *Automated Teller Machines (ATMs) worldwide where Visa is accepted. Cash Advances are available at Financial Institutions where Visa credit cards are accepted.
*Automated Teller Machines and Electronic Systems require a Personal Identification Number (PIN). Please select a 4 digit number and indicate it in the space provided on the application. If you do not select a PIN, one will be selected for you.
Travel Insurance
All cardholders are covered with Travel Accident Insurance. This is an accidental death and dismemberment coverage that applies when common carrier tickets (airline, rail bus, cruise line, etc.) are purchased with your VISA Platinum credit card. A covered loss occurs as a result of travel on the common carrier. This feature is provided at no additional cost to the cardholder. Visa Platinum credit card coverage is $1,000,000.
Car Rental Loss/Damage Waiver (covering collision, theft and vandalism) VISA Auto Rental Insurance provides coverage for damage due to collision or theft up to the actual cash value of most rental cars when certain terms and conditions are met. The cardholder must initiate and complete the entire rental transaction with a covered *VISA credit card and decline the auto rental company's collision damage waiver (CDW/LDW) option, or similar provision if offered by the auto rental company. Auto Rental Insurance is available worldwide on a 24-hour basis unless precluded by law or in violation of the territory terms of the rental agreement. Other restrictions, limitations and exclusions may apply.
*Services offered to VISA Platinum, VISA Gold, and Visa Classic credit cardholders only.
EMERGENCY CASH AND CREDIT CARD REPLACEMENT
This service is available to VISA Platinum Travel Rewards and VISA Gold credit cardholders who are traveling and have reported their VISA credit card to be lost or stolen.
Online or Printable Application Visa Platinum
Mail me an Application Visa Platinum Rules |
| Visa Gold Select | show/hide | 10.25% Variable APR | $0 | No |
A Simmons First VISA Gold Select credit card gives you more than just an emergency expense tool. Take advantage of these features:Take advantage of these features:
Global Acceptance
Your VISA Gold Select credit card may be used to obtain cash on a 24-hour basis from *Automated Teller Machines (ATMs) worldwide displaying the MasterCard, CIRRUS, VISA, PLUS, PULSE, American Express, Discover, and Novis emblems. Cash Advances are available at Financial Institutions where credit cards are accepted. *Automated Teller Machines and Electronic Systems require a Personal Identification Number (PIN).Please select a 4 digit number and indicate it in the space provided on the application. If you do not select a PIN, one will be selected for you.
Travel Insurance
All cardholders are covered with Travel Accident Insurance. This is an accidental death and dismemberment coverage that applies when common carrier tickets (airline, rail bus, cruise line, etc.) are purchased with your VISA Gold card. A covered loss occurs as a result of travel on the common carrier. This feature is provided at no additional cost to the cardholder. VISA Gold Select Credit Card coverage is $400,000.
Car Rental Loss/Damage Waiver (covering collision, theft and vandalism) VISA Auto Rental Insurance provides coverage for damage due to collision or theft up to the actual cash value of most rental cars when certain terms and conditions are met. The cardholder must initiate and complete the entire rental transaction with a covered *VISA credit card and decline the auto rental company's collision damage waiver (CDW/LDW) option, or similar provision if offered by the auto rental company. Auto Rental Insurance is available worldwide on a 24-hour basis unless precluded by law or in violation of the territory terms of the rental agreement. Other restrictions, limitations and exclusions may apply.
*Services offered to VISA Platinum, VISA Gold & VISA Gold Select credit cardholders only.
EMERGENCY CASH AND CREDIT CARD REPLACEMENT
This service is available to VISA Gold Select credit cardholders who are traveling and have reported their VISA Gold Select credit card to be lost or stolen. 
Online or Printable Application Visa Gold Select Mail me an Application Visa Gold Rules |
| Visa Classic | show/hide | 10.25% Variable APR | $0 | No |
A Simmons First VISA Classic credit card gives you more than just an emergency expense tool.
Take advantage of these features:
Global Acceptance
Your Visa Classic credit card may be used to obtain cash on a 24-hour basis from *Automated Teller Machines (ATMs) worldwide where Visa is accepted. Cash Advances are available at Financial Institutions where Visa credit cards are accepted.
*Automated Teller Machines and Electronic Systems require a Personal Identification Number (PIN). Please select a 4 digit number and indicate it in the space provided on the application. If you do not select a PIN, one will be selected for you.
Travel Insurance
All cardholders are covered with Travel Accident Insurance. This is an accidental death and dismemberment coverage that applies when common carrier tickets (airline, rail bus, cruise line, etc.) are purchased with your VISA Classic credit card. A covered loss occurs as a result of travel on the common carrier. This feature is provided at no additional cost to the cardholder.
Car Rental Loss/Damage Waiver (covering collision, theft and vandalism) VISA Auto Rental Insurance provides coverage for damage due to collision or theft up to the actual cash value of most rental cars when certain terms and conditions are met. The cardholder must initiate and complete the entire rental transaction with a covered *VISA credit card and decline the auto rental company's collision damage waiver (CDW/LDW) option, or similar provision if offered by the auto rental company. Auto Rental Insurance is available worldwide on a 24-hour basis unless precluded by law or in violation of the territory terms of the rental agreement. Other restrictions, limitations and exclusions may apply.
*Services offered to VISA Classic, VISA Gold, and Visa Platinum credit cardholders only. Online or Printable Application Visa Classic Mail me an Application Visa Classic Rules |
| Visa Platinum Travel Rewards | show/hide | 9.25% Variable APR | $0 | Yes |
A Simmons First VISA Platinum Rewards credit card gives you more than just an emergency expense tool.
Take advantage of these features:
Global Acceptance
Your Visa Platinum Rewards credit card may be used to obtain cash on a 24-hour basis from *Automated Teller Machines (ATMs) worldwide where Visa is accepted. Cash Advances are available at Financial Institutions where Visa credit cards are accepted.
*Automated Teller Machines and Electronic Systems require a Personal Identification Number (PIN). Please select a 4 digit number and indicate it in the space provided on the application. If you do not select a PIN, one will be selected for you.
Travel Insurance
All cardholders are covered with Travel Accident Insurance. This is an accidental death and dismemberment coverage that applies when common carrier tickets (airline, rail bus, cruise line, etc.) are purchased with your VISA Platinum Student credit card. A covered loss occurs as a result of travel on the common carrier. This feature is provided at no additional cost to the cardholder. VISA Platinum Travel Rewards credit card coverage is $1,000,000
Travel Rewards Cardholders *receive one point per net dollar spent on their VISA Platinum Travel Rewards credit card. The cardholder has their choice of any U.S. based airline, no black out dates, choice of ticket class, and no seating restrictions. Other travel related options are hotels, cruises, vacation packages, car rental and restaurants. The program offers a one-stop process for redemption and is supported by a toll-free service number. Car Rental Loss/Damage Waiver VISA Auto Rental Insurance provides coverage for damage due to collision or theft up to the actual cash value of most rental cars when certain terms and conditions are met. The cardholder must initiate and complete the entire rental transaction with a covered *VISA credit card and decline the auto rental company's collision damage waiver (CDW/LDW) option, or similar provision if offered by the auto rental company. Auto Rental Insurance is available worldwide on a 24-hour basis unless precluded by law or in violation of the territory terms of the rental agreement. Other restrictions, limitations and exclusions may apply.
*Services offered to VISA Platinum,VISA Gold and Visa Classic credit cardholders only.
EMERGENCY CASH AND CREDIT CARD REPLACEMENT
This service is available to VISA Platinum Travel Rewards and VISA Gold credit cardholders who are traveling and have reported their VISA credit card to be lost or stolen.
Online or Printable Application Visa Platinum Travel Rewards Mail me an Application Visa Platinum Rewards Rules |
| Student Visa Platinum | show/hide | 7.25% Variable APR | $0 | No |
A Simmons First VISA Platinum Student credit card gives you more than just an emergency expense tool.
Take advantage of these features:
Global Acceptance
Your Visa Platinum credit card may be used to obtain cash on a 24-hour basis from *Automated Teller Machines (ATMs) worldwide where Visa is accepted. Cash Advances are available at Financial Institutions where Visa credit cards are accepted.
*Automated Teller Machines and Electronic Systems require a Personal Identification Number (PIN). Please select a 4 digit number and indicate it in the space provided on the application. If you do not select a PIN, one will be selected for you.
Travel Insurance
All cardholders are covered with Travel Accident Insurance. This is an accidental death and dismemberment coverage that applies when common carrier tickets (airline, rail bus, cruise line, etc.) are purchased with your VISA Platinum credit card. A covered loss occurs as a result of travel on the common carrier. This feature is provided at no additional cost to the cardholder. VISA Platinum credit card coverage is $1,000,000.
*excludes business accounts
Car Rental Loss/Damage Waiver VISA Auto Rental Insurance provides coverage for damage due to collision or theft up to the actual cash value of most rental cars when certain terms and conditions are met. The cardholder must initiate and complete the entire rental transaction with a covered *VISA credit card and decline the auto rental company's collision damage waiver (CDW/LDW) option, or similar provision if offered by the auto rental company. Auto Rental Insurance is available worldwide on a 24-hour basis unless precluded by law or in violation of the territory terms of the rental agreement. Other restrictions, limitations and exclusions may apply.
*Services offered to VISA Platinum, VISA Gold and Visa Classic credit cardholders only. EMERGENCY CASH AND CREDIT CARD REPLACEMENT
This service is available to VISA Platinum and VISA Gold credit cardholders who are traveling and have reported their VISA credit card to be lost or stolen.
Online or Printable Application for Student Visa Platinum Mail me an Application Student Visa Platinum Rules |