• More

Let’s go low with 1.99% APR*.
Your Choice. Your Rate.
Auto |Boat | ATV| Motorcycle |RV


Neighborly banking means always being there with the low rate loan you need for the things you really want. Call, click or stop by and see how nearby and neighborly banking works for you.

 Apply Now | Printable Version |  Check Application Status


For Applications Submitted Online: Simmons Bank will make every effort to contact you with a loan decision within two hours if a completed application is submitted between 8:00 a.m. and 4:00 p.m. any banking day. If your application is approved, you will also be contacted by a bank officer to setup a closing date, time, and location.

If you have questions, please call 866-246-2400.

*Advertised 1.99% APR is available for consumers with a 700 minimum credit score for 36-60 month terms on 2008 or newer model, estimated payment is $17.52 - $28.64 per thousand. 4.24% APR is available for consumers with a credit score of 650-699 for 36-48 month terms on 2008 or newer model, estimated payment is $22.69 - $29.64 per thousand. 5.24% APR is available for consumers with a credit score of 650-699 for 49-60 month terms on 2008 or newer model, estimated payment is $18.99 - $29.64 per thousand. All loans are limited to balances from $5,000 - $150,000. Monthly payment must be drafted from a Simmons Bank checking or savings account. A $75.00 loan set-up fee will be charged. No refinancing of current Simmons Bank loans. This offer cannot be combined with any other offer. Offer valid for applications received from March 23 – May 29, 2015. Advertised rates are available at all Simmons locations. Credit is subject to approval.