Consumer Loans


If you are looking to buy a new or used vehicle, a new boat and motor, a recreational vehicle, a motorcycle, an ATV or need a little extra money for a vacation, you've come to the right place. At Simmons First we offer flexible terms and competitive rates to make the buying process easier. Once you've decided on the perfect car, truck, boat, RV, motorcycle or ATV, we'll work with you to arrange your financing.

For Applications Submitted Online: Simmons First will make every effort to contact you with a loan decision within two hours if a complete application is submitted between 8:00 and 4:00 any banking day.  If your application is approved, you will also be contacted by a bank officer to setup a closing date, time, and location. 

If you have questions, please call 870-541-1168.

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