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A Simmons First VISA Platinum Rewards credit card gives you more than just an emergency expense tool. Take advantage of these features:


GLOBAL ACCEPTANCE

  • Obtain cash on a 24-hour basis from ATMs worldwide where Visa credit cards are accepted.
  • Cash advances available at financial institutions where Visa credit cards are accepted..

TRAVEL INSURANCE

  • All cardholders covered with Travel Accident Insurance at no additional cost.
  • Coverage amount is $1,000,000.
  • Covered loss occurs as a result of travel on the common carrier.� This feature is provided at no additional cost to the cardholder.

EMERGENCY CASH AND CREDIT CARD REPLACEMENT


  • Service available to Visa Platinum Rewards credit card cardholders who are traveling and have reported their Visa Platinum credit card lost or stolen.

TRAVEL REWARDS

  • Cardholders who enroll in the program receive one point per net dollar spent.
  • Cardholder has their choice of any U.S. based airline, no blackout dates, choice of ticket class, and no seating restrictions.
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants.
  • The program offers a one-stop process for redemption and is supported by a toll-free service number.

CAR RENTAL LOSS/DAMAGE WAIVER
(covering collision, theft and vandalism)

  • Coverage for damage due to collision or theft up to the actual cash value of most rental cars when certain terms and conditions are met.
  • Available worldwide on 24-hour basis unless precluded by law or in violation of the territory terms of the rental arrangement.
  • Rental transaction must be completed with a covered Visa Platinum credit card.� Cardholder must decline rental company�s collision damage waiver or similar option.

  • Other restrictions, limitation and exclusions may apply.