Savings and Money Market

Account Type More Info Minimum Opening Balance Monthly Service Charge Balance to Avoid Service Charge Minimum Balance to Earn Interest
Money Market Savings show/hide $100 $10 $2,500 $0


A savings account that rewards you for keeping more money in your account.

Account Features
  • Interest-bearing account with a higher variable rate.
  • FDIC insurance
  • Allows six free withdrawals each month-three by check.
  • Monthly statement-with images.
  • Free Online Banking
  • No annual fee Simmons First 24 Hour Banking (ATM) Card for nationwide 24-hour access to your funds 365 days a year.
  • Simmons First Classic Checking Card allows you to use your checking account (without writing checks) all over the world at participating VISA merchants.

*Benefits and features subject to customer qualification and approval by Simmons First
*$100 required to open account.

To learn more, please contact a Financial Service Representative at any of our convenient locations.

High Yield Money Market Investment show/hide $100 $15 $20,000 $0


A money market checking account that gives you a much higher rate of interest for maintaining a higher balance.

Account Features


  • High yielding interest rate.
  • Quick access to your money.
  • No penalties for early withdrawal.
  • FDIC insurance.
  • Allows six free withdrawals each month- three by check.
  • Monthly statement-with images.
  • Free Online Banking
  • No annual fee Simmons First 24 Hour Banking (ATM) Card for nationwide 24-hour access to your funds 365 days a year.
  • Simmons First Classic Checking Card allows you to use your checking account (without writing checks) all over the world at participating VISA merchants.

*Benefits and features subject to customer qualification and approval by Simmons First
*$100 required to open account.

To learn more, please contact a Financial Service Representative at any of our convenient locations.

Regular Savings show/hide $100 $5 $100 $0


A basic savings account to fit all of your needs.

Account Features
  • Earns interest, compounded quarterly.
  • Quarterly statement.
  • FDIC insurance.
  • Unlimited deposits.
  • Free Online Banking

*Benefits and features subject to customer qualification and approval by Simmons First
*$100 required to open account.

To learn more, please contact a Financial Service Representative at any of our convenient locations.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.