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Business Banking

Account Type More Info Minimum Opening Balance Monthly Service Charge Balance to Avoid Service Charge Minimum Balance to Earn Interest
Free Business Checking show/hide $100 $0 $0 N/A


A non-interest bearing checking account with no minimum balance requirements.

Account Features
  • Free Checking – with no monthly service charge, no minimum balance requirements*
  • Free Simmons First Debit Card
  • Unlimited use of Simmons First ATMs and Bank Anywhere internet services
  • 500 free transactions per month (35¢ per transaction over 500)
  • First order of Simmons First logo checks free
  • Free Online Banking
  • Free** Bill Payment
  • Access to Simmons First Merchant Services*
  • Access to small business loans and letters of credit*
  • Access to Simmons First Visa*

*$100.00 required to open account. Benefits and features subject to qualification and approval by Simmons First.
** Free for the first 20 payments each month. After 20 payments each additional payment costs $0.50.

To learn more, please contact a Financial Service Representative at any of our convenient locations.

Commercial Checking show/hide $100 $0 $0 N/A


An analyzed checking account that gives you credit for your balances while tracking your monthly activity.

Account Features


  • Earnings Credit
  • FDIC insurance
  • Free notary service
  • Unlimited check writing
  • Unlimited deposits
  • Monthly statement - with images
  • Free Online Banking
  • Free** Bill Payment
  • Access to Simmons First Merchant Services*
  • Access to small business loans and letters of credit*
  • Access to Simmons First Visa*

*$100.00 required to open account. Benefits and features subject to qualification and approval by Simmons First.
** Free for the first 20 payments each month. After 20 payments each additional payment costs $0.50.

To learn more, please contact a Financial Service Representative at any of our convenient locations.

All In One Checking show/hide $100 $8 $1,000 $0


Interest bearing account packed full of benefits.

Account Features
  • Interest-bearing checking account.
  • FDIC insurance.
  • Free notary service.
  • Unlimited check writing.
  • Unlimited deposits.
  • Monthly statement- with images.
  • Free Online Banking
  • Free** Bill Payment

No annual fee Simmons First 24 Hour Banking (ATM) Card for nationwide 24- hour access to your funds 365 days a year.
Simmons First Classic Checking Card allows you to use your checking account (without writing checks) all over the world at participating VISA merchants.

*Benefits and features subject to customer qualification and approval by Simmons First.
*$100 required to open account.
** Free for the first 20 payments each month. After 20 payments each additional payment costs $0.50.

To learn more, please contact a Financial Service Representative at any of our convenient locations.

Simmons First is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.